Table of Contents Relevance to Security Disqualifying Conditions  Significant Unpaid  Debts  Cause of Debts  Amount of Debt  Attitude Toward Debts    Credit Card Debt    Credit Cards and    College Students    Mortgage Loans    Bad Checks    Tax Liens    Child Support    Student Loans  Disputed Debts  Illegal Financial  Practices Mitigating Conditions  Credit Counseling Reference Materials  Basics of Bankruptcy  Limitations of Credit  Reports  Glossary of Credit  Report Abbreviations